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Law firm-owned receivables
The law firm owns the debt and retains the signed agreement and records supporting the amount due.
BK Aftermath • Responsible reporting administration
Your firm owns the debt.
We support the reporting process.
BK Aftermath contracts with participating bankruptcy law firms only. Our proposed firm-paid service supports account eligibility, accurate payment-data processing, Metro 2 operations, quality control and dispute coordination under approved arrangements. Any voluntary client participation is offered only through a participating firm.
Purpose-built for bankruptcy law firms
Specialized reporting administration.
Specialized reporting administration.
Institutional standards.
We bring a disciplined, evidence-first approach to the complex intersection of attorney-fee agreements, bankruptcy law and credit-data operations.
Discover our approachA stronger way forward
Accuracy starts with a real agreement.
Our approach centers on accurate reporting of legally eligible bankruptcy attorney-fee payment obligations, not promises of credit-score improvement or manufactured payment history.
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Actual payment histories
Payments, reversals, balances, and due dates must be verified against actual ledger records.
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Bureau-approved furnishing
Reporting requires an accepted account classification and authorized furnisher and processor relationship.
A disciplined operational model
Where legal experience meets data discipline.
Purpose-built around real attorney-fee agreements, verifiable source records, and appropriate reporting controls.
Strategy
Designed for legal practices
A partner-first approach informed by bankruptcy-specific operational realities.
Data integrity
Built around accuracy
Source-record reconciliation, documented eligibility decisions, and careful exception review.
Partnership
Supporting your firm
Clear roles: your firm retains the receivable while our proposed service supports the reporting process.
For individuals
What clients need to understand.
If your law firm referred you here, learn about the proposed program and its limitations. Your participating firm—not BK Aftermath—would determine eligibility, collect any future voluntary election and administer its own client charges.
- Information on truthful payment reporting
- Consumer reporting and dispute rights
- Eligibility screening for attorney-fee receivables
- No manufactured history or score guarantees
For bankruptcy law firms
A specialized law firm service.
BK Aftermath bills participating law firms only. Firms maintain their creditor records and independently determine any lawful charges to their own clients. Client enrollment occurs only through a participating firm; bureau acceptance, legal eligibility and processor authorization remain prerequisites.
- Review of legitimate, legally eligible agreements
- Verified monthly payment data
- Metro 2 processing and bureau onboarding support
- Dispute investigation and quality-control coordination
How to begin
Simple steps toward a conversation.
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Explore
Read about our focus and decide what questions you want answered.
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Connect
Tell us whether you're seeking individual support or information for your law firm.
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Consider your options
Review the service details, costs, eligibility, and disclosures before deciding how to proceed.
Critical eligibility standards
Signed payment plans are not automatically reportable.
Before furnishing, the creditor and BK Aftermath must verify actual contract terms, bankruptcy filing dates, legal enforceability, ownership, and the bureau-approved account classification. Prepetition Chapter 7 obligations, valid postpetition agreements and Chapter 13 matters require distinct review. Accurate unfavorable information may also be reportable; credit score increases are never guaranteed.
Frequently asked questions
Questions are part of the process.
Can attorney-fee plans be reported after bankruptcy?
Not automatically. Each obligation requires review for enforceability, bankruptcy timing, account classification, and bureau acceptance. Prepetition Chapter 7 fee obligations may be dischargeable.
Will BK Aftermath guarantee an increase in my credit score?
No. No particular credit score, financing approval, or timeline can be guaranteed. Any reporting of account information must reflect real agreements and substantiated payment activity.
Who owns the attorney-fee account?
The participating law firm retains its receivable. BK Aftermath proposes to act as a contracted third-party reporting administrator, not as the creditor, a law firm, or a credit bureau.
How can a bankruptcy law firm learn more?
Use the contact section below to request information about potential partnership options.